International Health Insurance

Choose your benefits and stay covered during your expatriation!

Members’ area

Use the secure BUH Members’ area to manage your plan

Tailor-made offer

Choice of benefits and options

Teleconsultation

Reach a health professional for your care 24/7

Second medical opinion

Over 21 doctors in Saskatchewan

Online Enrollment

Quick and easy

Reimbursement via the BUH Portal

Upload a picture of your invoice and that’s it!

Why Battlefords Union Hospital ?

As the leading provider of international health insurance, BUH offers healthcare coverage suited to the specific needs of expatriates. Make your life easier with BUH, your healthcare partner.

5 claims departments available 24/7
More than 100 healthcare services
Over 50,000 insured members
More than 40 languages spoken and 60 nationalities

International Health Insurance

Quartz Package

$ 4,800.49Annually

Pearl Package

$6,912.77Annually

Sapphire Package

$7,644.90Annually

Diamond Package

$9,373.28Annually

More Information on our International Health Insurance

YOUR MEDICAL BENEFITS INCLUDED
$4,800.49
Annual rate
Recommended plan
$6,912.77
Annual rate
$7,644.90
Annual rate
$9,373.28
Annual rate
Aggregate limit on healthcare coverage €500,000 / $625,000 $1,000,000 / $1,250,000 €1,600,000 / $2,000,000 €3,000,000 / $3,750,000

Hospitalization

Hospital room covered Private room up to €100/$125 per day hospitalization_relais_first_zone_monde_pearl_first_title Private room up to €250/$310 per day Private room up to 100% of actual charges
Outpatient hospitalization, emergency hospitalization, intensive care, surgical procedures, consultations with general practitioners and specialists 100% 100% 100% 100%
Laboratory tests, MRI, x-rays, scans and tomography 100% 100% 100% 100%
Treatment of cancer, treatment of AIDS 100% 100% 100% 100%
Psychiatric treatment and care (waiting period: 12 months) Not covered 100% up to €3,500 / $4,400 (max.10 days) 100% up to €7,000 / $8,750 (max.20 days) 100% (max.30 days)
Organ transplant 100% 100% 100% 100%
Routine healthcare
AGGREGATE LIMIT ON ROUTINE HEALTHCARE €15,000 / $19,000 €30,000 / $38,000 €50,000 / $62,000 Aucun plafond
Consultations with general practitioners and specialists 100% up to €80 / $100 per consultation 100% up to $130 / $160 per consultation 100% up to €180 / $225 per consultation 100%
Physical therapy, osteopathy on prescription 100% up to €1,000 / $1,250 per year & 12 sessions 100% up to $2,000 / $2,500 per year & 17 100% up to €3,500 / $4,400 per year & 22 sessions 100% up to 32 sessions per year
Laboratory tests, MRI, x-rays, scans, tomography 100% up to $2,000 / $2,500 per year 100% up to €3,500 / $4,400 per year 100% up to €7.500 / $9,400 per year 100%
Prescription drugs 100% up to €3,000 / $3,800 per year 100% up to €9,000 / $11,200 per year 100% up to €15,000 / $18,800 per year 100%
Prescription drugs for chronic diseases 100% up to €10,000 / $12,600 per year, with a lifetime limit of €50,000 / $63,000 100% up to €15,000 / €18,800 per year, with a lifetime limit of €75,000 / $94,000 100% up to €10,000 / €12.500 per year, with a lifetime limit of €75,000 / $94,000 100%
Vaccinations and preventive treatments prescribed for adults 100% up to €200 / $250 per year 100% up to €350 / $440 per year 100% up to €500 / $625 per year 100%
Vaccinations and preventive treatments prescribed for children 100% 100% 100% 100%
Health check-ups Not covered 100% up to €150 / $190 every 3 years 100% up to €500 / $625 every 3 years 100% up to €1,000 / $1,250 every 3 years
Preventive Package covering procedures listed in the plan Not covered 100% up to €500 / $625 100% up to €800 / $1,000 100%
Medical evacuation
Local transfer by ambulance or air ambulance to the nearest hospital Provided by Europ Assistance Provided by Europ Assistance Provided by Europ Assistance Provided by Europ Assistance
Medical assistance Provided by Europ Assistance Provided by Europ Assistance Provided by Europ Assistance Provided by Europ Assistance
Third party liability
Bodily injury €3,000,000/$3,000,000 per claim and per insurance year with a deductible of €300/$300 per claim €3,000,000/$3,000,000 per claim and per insurance year with a deductible of €300/$300 per claim €3,000,000/$3,000,000 per claim and per insurance year with a deductible of €300/$300 per claim €3,000,000/$3,000,000 per claim and per insurance year with a deductible of €300/$300 per claim
Material damage Up to €1,500,000/$1,500,000 per claim and per insurance year with a deductible of €300/$300 per claim Up to €1,500,000/$1,500,000 per claim and per insurance year with a deductible of €300/$300 per claim Up to €1,500,000/$1,500,000 per claim and per insurance year with a deductible of €300/$300 per claim Up to €1,500,000/$1,500,000 per claim and per insurance year with a deductible of €300/$300 per claim
Consequential financial loss €3,000,000/$3,000,000 per claim and per insurance year with a deductible of €300/$300 per claim Up to €300,000/$300,000 per claim and per insurance year with a deductible of €300/$300 per claim Up to €300,000/$300,000 per claim and per insurance year with a deductible of €300/$300 per claim Up to €300,000/$300,000 per claim and per insurance year with a deductible of €300/$300 per claim
Legal Assistance
Legal tax and information Yes Yes Yes Yes
Intervention in case of a dispute with a third party or public body Yes Yes Yes Yes
Assistance in case of loss or theft of means of payment Yes Yes Yes Yes
Advance of bail bond up to €16,000/$20,000 Yes Yes Yes Yes
Assistance and advance of funds in case of overbooking Yes Yes Yes Yes
Dental
AGGREGATE LIMIT ON DENTAL 100% (excluding periodontics) up to : 100% up to : 100% up to : 100% up to :
Routine dental care (waiting period: 3 months), dentures and dental implants, dental surgery (waiting period: 6 months), periodontics (waiting period: 3 months) €250 / $310 per tooth et €1,000 / $1,250 per year 400 € / $500 per tooth et €1.500 / $1,900 per year €500 / $625 per tooth et $2,000 / $2,500 per year 600 € / $750 per tooth et €3,500 / $4,400 per year
Orthodontics up to age 16 (waiting period: 12 months) 100% up to €400/ $500 per year (max 3 years) 100% up to €800 / $1,000 per year (max 3 years) 100% up to €1,200 / $1,500 per year (max 3 years) 100% up to €1,500 / $1,900 per year (max 3 years)
Vision
Lenses and frames, limited to one pair every 2 years 100% up to €100 / $125 100% up to €250 / $310 100% up to €400 / $500 100% up to € 600 / $750
Cost of surgical treatments for visual corrections Covered within the limit above (lenses and frames) Covered within the limit above (lenses and frames) Covered within the limit above (lenses and frames) Covered within the limit above (lenses and frames)
Corrective contact lenses including disposable lenses 100% up to €100 / $125 per year 100% up to €200 / $250 per year 100% up to €300 / $ 375 per year 100% up to €400 / $500 per year
Maternity
Childbirth without complications (single or multiple births), childbirth preparation classes, prenatal and postnatal care received by the mother and immediate care of newborns (waiting period: 10 months) 100% up to €3,500 / $4,400 per year 100% up to €5,000 / $6,250 per year 100% up to €8,000 / $10,000 per year 100% up to €11,000 / $13,800 per year
Childbirth complications Limit above doubled Limit above doubled Limit above doubled Limit above doubled
Infertility treatment (waiting period: 12 months) Not covered 100% up to €900 /$1,100 per attempt 100% up to €1,200 /$1,500 per attempt 100% up to €1.500 /$1,900 per attempt
  • A positive experience each time we go in. Emergency staff has been top notch the dozens of times times we ended up in there. My foster son is epileptic and has required many visits. Wait times in the ER can be painfully long at times.
    Scott Oosterom Treated for 2 weeks
  • My Uncle who is 83 had a severe allergic reaction complicated by a heart condition. Thank you to Diane in admitting and Dr Viviers and Dr Beaton who were professional and calm and wonderfully quick at providing treatment. You guys are wonderful and I will never forget how genuine and caring you were. Thank you from my heart.
    Mark Conroy Patient Relation
  • I went for day surgery. The whole experience from beginning to end was good. The anesthesiologist was the best. He knew of my concerns so he came and spoke to me in depth of the options and effects. He told me things that other Dr's never explained. I am so grateful for the knowledge and the operation went well too.
    Fishergirl Huntress X Patient